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Home Care
Aug 09, 2022

How can self-funded home care help me?

Navigating the complex home care system can be tricky and, at times, confusing. Applying for a government funded Home Care Package, identifying a trusted provider and understanding contracts and fees (you may need to pay an income tested fee or other costs) can leave you and your family feeling overwhelmed. Even if you have been […]

Navigating the complex home care system can be tricky and, at times, confusing.

Applying for a government funded Home Care Package, identifying a trusted provider and understanding contracts and fees (you may need to pay an income tested fee or other costs) can leave you and your family feeling overwhelmed.

Even if you have been approved for a Home Care Package, waiting times have increased significantly, which might leave you wondering how you can access the support and services you need.

Privately funded home care with aged care experts like IRT can help you or your loved ones receive support when they need it the most.

When choosing a self-funded Home Care Package you should expect the same service from your provider as customers with government funding. These services include specialised customer service teams, a personal Customer Relationship Manager and a team of qualified and supportive staff who get to know you and treat you like family.

Not sure what a Home Care Package is?

You should also be able to create packages that suit all your needs with a range of affordable services, such as:

  • Cleaning and household tasks
  • Nursing services
  • Health and wellbeing support
  • Concierge services
  • Home safety and security
  • Getting out and about
  • Social connection
  • Personal care

So who could benefit from enjoying quality of life, as well as quality health and personal care, with self-funded home care services?

Paying for home care privately allows you to start your home care journey while you’re on the waiting list for a government funded Home Care Package.

1. If you're waiting for a Home Care Package...

In recent months the waiting list for a government-subsidised Home Care Package has grown significantly. That means older people needing home care are having to wait much longer.

The Australian Government’s My Aged Care website warns that even once a person has been assessed and approved for a Package, they can expect to wait months, maybe even more than a year, before they receive it.

Privately funding home care is ideal for those on the Home Care Package waiting list, because it allows them to get care and support immediately, without being locked into an ongoing commitment.

Whether it’s gardening, household cleaning or help with personal care such as grooming, bathing or showering, home care services delivered by an approved home care package provider like IRT will help you live your best life at home.

Then, once the package becomes available, the self-funded services can be stopped or transferred to a government funded package with the same provider.

2. If you're caring for a loved one...

Family members play a critical role in caring for their ageing parents, and often they’re doing it while still raising their children.

Although there’s no official data from the Australian Bureau of Statistics, experts conservatively estimate at least 1.5 million people are caring for children and ageing parents at the same time.

It can be a worrying time, as they try to juggle their various responsibilities.

Privately funding home care provides a convenient and stress-free option for these family members to access appropriate care and support for their ageing parents.

If they’re heading on holidays or simply need some respite from their responsibilities for a short period, family members can rely on experienced home care service teams to fill the gap, confident their loved ones will be well looked after.

3. If you’re recently retired…

Recent Roy Morgan research shows the average age of retirement has climbed from 58.2 years to 61.9 years in three years.

Despite this, the number who retire each year also continues to climb and currently 415,000 people leave the workforce annually.

Self-funded home care services are perfect for new retirees keen to make the most of their newfound freedom by getting a bit of help around the home.

In the early stages of retirement, reliable providers like IRT can help with the gardening and household chores, adapting to the changing needs of older Australians. Packages of home care services can easily change according to holiday schedules, health issues and family support.

IRT staff member assisting elderly man with technology

The next steps...

As an approved home care provider, IRT has been delivering home care services for over 30 years and have the experience to deliver personalised care management and support that best meet your needs.

1. Make an enquiry

If you’re interested in getting self-funded home care with IRT, find out more about the available services in your local area, or submit an enquiry form to speak to our experienced Customer Service team.

2. Wait for us to call you

Once you’ve submitted your enquiry, one of our service coordinators will be in touch to talk about how we can best help you continue to live independently. At IRT, we don’t believe that one size fits all and will help you build a bundle that suits your needs. We take the time to understand you and your lifestyle, and personalise your home care services to suit.

3. Discuss your needs with us and choose a package

This call will be followed up with a visit from your personal Customer Relationship Manager to figure out which package will best suit based on your current income and lifestyle. Our dedicated and experienced staff are there to make sure you’re happy with our services and have a great experience, every time.

If you have any questions at any time through this process, you can call your Customer Relationship Manager or our customer service team on 134 478 for answers and advice you can trust.

4. Start receiving home care services

Receiving home care services from IRT means you can continue to live independently, knowing you are supported by aged care experts.


holding hands

IRT Home Care

Find out more about IRT Home Care and how we can assist you or your loved one to keep living independently at home. IRT has been providing home care services for more than 30 years, offering support to older Australians in NSW, Qld and the ACT.

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